2024 ALL to NZD Historical Review

YEARLY HIGH

0.0190 NZD

YEARLY LOW

0.0168 NZD

YEARLY AVERAGE

0.0178 NZD

2024 ALL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the ALL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.0190. Conversely, the yearly low was recorded on January 8, dropping to 0.0168.

This high-to-low spread represents a total annual volatility of 0.0022 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0170 to the December average rate of 0.0186, the exchange rate registered a net change of 9.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0190 was up 6.17% compared to the 2023 peak of 0.0179, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 95 NZD

2023 Average 81 NZD

Yearly Trough Low 84 NZD

Transaction Impact: A difference of 11.12 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0187

0.0168

JanuMarcMayJulySeptNove

ALL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0174, compared to 0.0182 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0174

H2 Avg (Jul–Dec) 0.0182

Volatility Range Comparison

Volatility

The most volatile month in 2024 was July, with a trading range of 0.0008 NZD (High: 0.0184 / Low: 0.0176). On the other end, June was the most stable month, with a tight range of 0.0003 NZD (High: 0.0177 / Low: 0.0173).

July Spread (Volatile) ±0.0008

June Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.0186) against the same month in 2023 (average: 0.0171), the exchange rate shifted by +0.0015 (+8.94%).

2024 Avg (December) 0.0186

2023 Avg (December) 0.0171

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0173	0.0168	0.0170
February	0.0172	0.0168	0.0170
March	0.0176	0.0170	0.0173
April	0.0181	0.0175	0.0178
May	0.0180	0.0174	0.0177
June	0.0177	0.0173	0.0175
July	0.0184	0.0176	0.0179
August	0.0184	0.0177	0.0181
September	0.0181	0.0177	0.0180
October	0.0185	0.0179	0.0182
November	0.0186	0.0181	0.0183
December	0.0190	0.0182	0.0186