2012 BAM to SAR Historical Review

YEARLY HIGH

2.5738 SAR

YEARLY LOW

2.3103 SAR

YEARLY AVERAGE

2.4636 SAR

2012 BAM to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 2.5738. Conversely, the yearly low was recorded on July 24, dropping to 2.3103.

This high-to-low spread represents a total annual volatility of 0.2635 SAR. From a start-to-finish perspective, comparing the January average rate of 2.4718 to the December average rate of 2.5125, the exchange rate registered a net change of 1.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.5738 was down 9.55% compared to the 2011 peak of 2.8455, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 12,869 SAR

2011 Average 13,336 SAR

Yearly Trough Low 11,551 SAR

Transaction Impact: A difference of 1,317.71 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.5513

2.3376

JanuMarcMayJulySeptNove

BAM to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4850, compared to 2.4421 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0429 points.

H1 Avg (Jan–Jun) 2.4850

H2 Avg (Jul–Dec) 2.4421

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1617 SAR (High: 2.5334 / Low: 2.3717). On the other end, October was the most stable month, with a tight range of 0.0378 SAR (High: 2.5063 / Low: 2.4685).

May Spread (Volatile) ±0.1617

October Spread (Stable) ±0.0378

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0691 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0691

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 2.5335) against the same month in 2011 (average: 2.6142), the exchange rate shifted by -0.0807 (-3.09%).

2012 Avg (February) 2.5335

2011 Avg (February) 2.6142

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5250	2.4260	2.4718
February	2.5738	2.5007	2.5335
March	2.5541	2.4988	2.5301
April	2.5541	2.5022	2.5214
May	2.5334	2.3717	2.4523
June	2.4315	2.3689	2.4011
July	2.4200	2.3103	2.3554
August	2.4092	2.3338	2.3745
September	2.5157	2.4065	2.4657
October	2.5063	2.4685	2.4861
November	2.4885	2.4349	2.4583
December	2.5386	2.4780	2.5125