2019 BAM to SAR Historical Review

YEARLY HIGH

2.2122 SAR

YEARLY LOW

2.0903 SAR

YEARLY AVERAGE

2.1474 SAR

2019 BAM to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 2.2122. Conversely, the yearly low was recorded on September 30, dropping to 2.0903.

This high-to-low spread represents a total annual volatility of 0.1219 SAR. From a start-to-finish perspective, comparing the January average rate of 2.1906 to the December average rate of 2.1306, the exchange rate registered a net change of -2.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.2122 was down 7.54% compared to the 2018 peak of 2.3925, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,061 SAR

2018 Average 11,335 SAR

Yearly Trough Low 10,452 SAR

Transaction Impact: A difference of 609.42 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.1983

2.1051

JanuMarcMayJulySeptNove

BAM to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1667, compared to 2.1282 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0385 points.

H1 Avg (Jan–Jun) 2.1667

H2 Avg (Jul–Dec) 2.1282

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0509 SAR (High: 2.1877 / Low: 2.1368). On the other end, May was the most stable month, with a tight range of 0.0194 SAR (High: 2.1546 / Low: 2.1352).

June Spread (Volatile) ±0.0509

May Spread (Stable) ±0.0194

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0214 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 2.1906) against the same month in 2018 (average: 2.3372), the exchange rate shifted by -0.1467 (-6.27%).

2019 Avg (January) 2.1906

2018 Avg (January) 2.3372

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2122	2.1753	2.1906
February	2.1988	2.1607	2.1768
March	2.1844	2.1526	2.1686
April	2.1705	2.1337	2.1548
May	2.1546	2.1352	2.1446
June	2.1877	2.1368	2.1648
July	2.1664	2.1323	2.1513
August	2.1553	2.1174	2.1343
September	2.1352	2.0903	2.1129
October	2.1416	2.0970	2.1197
November	2.1412	2.1073	2.1202
December	2.1538	2.1101	2.1306