2021 BAM to SAR Historical Review

YEARLY HIGH

2.3682 SAR

YEARLY LOW

2.1511 SAR

YEARLY AVERAGE

2.2693 SAR

2021 BAM to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 2.3682. Conversely, the yearly low was recorded on November 24, dropping to 2.1511.

This high-to-low spread represents a total annual volatility of 0.2172 SAR. From a start-to-finish perspective, comparing the January average rate of 2.3348 to the December average rate of 2.1688, the exchange rate registered a net change of -7.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.3682 was up 0.57% compared to the 2020 peak of 2.3547, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,841 SAR

2020 Average 10,949 SAR

Yearly Trough Low 10,755 SAR

Transaction Impact: A difference of 1,085.84 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.3514

2.1522

JanuMarcMayJulySeptNove

BAM to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3107, compared to 2.2279 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0828 points.

H1 Avg (Jan–Jun) 2.3107

H2 Avg (Jul–Dec) 2.2279

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0751 SAR (High: 2.3252 / Low: 2.2501). On the other end, December was the most stable month, with a tight range of 0.0185 SAR (High: 2.1758 / Low: 2.1573).

April Spread (Volatile) ±0.0751

December Spread (Stable) ±0.0185

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0415 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.3348) against the same month in 2020 (average: 2.1298), the exchange rate shifted by +0.2050 (+9.63%).

2021 Avg (January) 2.3348

2020 Avg (January) 2.1298

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3682	2.3137	2.3348
February	2.3333	2.2973	2.3184
March	2.3135	2.2497	2.2820
April	2.3252	2.2501	2.2900
May	2.3495	2.3038	2.3285
June	2.3436	2.2808	2.3106
July	2.2882	2.2563	2.2691
August	2.2823	2.2389	2.2570
September	2.2768	2.2190	2.2590
October	2.2362	2.2156	2.2256
November	2.2252	2.1511	2.1878
December	2.1758	2.1573	2.1688