YEARLY HIGH
2.2706 SAR
YEARLY LOW
1.9563 SAR
YEARLY AVERAGE
2.1665 SAR

2025 BAM to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 2.2706. Conversely, the yearly low was recorded on January 13, dropping to 1.9563.

This high-to-low spread represents a total annual volatility of 0.3143 SAR. From a start-to-finish perspective, comparing the January average rate of 1.9862 to the December average rate of 2.2471, the exchange rate registered a net change of 13.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.2706 was up 5.65% compared to the 2024 peak of 2.1491, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,353 SAR
2024 Average 10,382 SAR
Yearly Trough Low 9,781 SAR
Transaction Impact: A difference of 1,571.64 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.2759
1.9599
JanuMarcMayJulySeptNove

BAM to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0957, compared to 2.2372 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1415 points.

H1 Avg (Jan–Jun) 2.0957
H2 Avg (Jul–Dec) 2.2372

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1333 SAR (High: 2.2035 / Low: 2.0702). On the other end, November was the most stable month, with a tight range of 0.0237 SAR (High: 2.2266 / Low: 2.2029).

April Spread (Volatile) ±0.1333
November Spread (Stable) ±0.0237

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0171 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0171

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 2.2496) against the same month in 2024 (average: 2.1318), the exchange rate shifted by +0.1178 (+5.52%).

2025 Avg (September) 2.2496
2024 Avg (September) 2.1318

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.0163 1.9563 1.9862
February 2.0130 1.9590 1.9962
March 2.0945 1.9905 2.0714
April 2.2035 2.0702 2.1479
May 2.1830 2.1287 2.1634
June 2.2498 2.1641 2.2092
July 2.2645 2.1951 2.2427
August 2.2494 2.1895 2.2343
September 2.2706 2.2321 2.2496
October 2.2534 2.2151 2.2325
November 2.2266 2.2029 2.2172
December 2.2623 2.2279 2.2471