2015 BAM to SAR Historical Review

YEARLY HIGH

2.3154 SAR

YEARLY LOW

2.0124 SAR

YEARLY AVERAGE

2.1293 SAR

2015 BAM to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 2.3154. Conversely, the yearly low was recorded on March 15, dropping to 2.0124.

This high-to-low spread represents a total annual volatility of 0.3030 SAR. From a start-to-finish perspective, comparing the January average rate of 2.2339 to the December average rate of 2.0909, the exchange rate registered a net change of -6.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.3154 was down 13.25% compared to the 2014 peak of 2.6691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,577 SAR

2014 Average 12,733 SAR

Yearly Trough Low 10,062 SAR

Transaction Impact: A difference of 1,514.88 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.2514

2.0404

JanuMarcMayJulySeptNove

BAM to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1419, compared to 2.1166 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0254 points.

H1 Avg (Jan–Jun) 2.1419

H2 Avg (Jul–Dec) 2.1166

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.1642 SAR (High: 2.3154 / Low: 2.1512). On the other end, September was the most stable month, with a tight range of 0.0453 SAR (High: 2.1820 / Low: 2.1367).

January Spread (Volatile) ±0.1642

September Spread (Stable) ±0.0453

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 2.2339) against the same month in 2014 (average: 2.6110), the exchange rate shifted by -0.3771 (-14.44%).

2015 Avg (January) 2.2339

2014 Avg (January) 2.6110

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3154	2.1512	2.2339
February	2.2011	2.1472	2.1773
March	2.1459	2.0124	2.0760
April	2.1416	2.0286	2.0725
May	2.1946	2.0898	2.1406
June	2.1790	2.0972	2.1513
July	2.1374	2.0763	2.1097
August	2.2108	2.0916	2.1352
September	2.1820	2.1367	2.1545
October	2.1958	2.1014	2.1511
November	2.1124	2.0290	2.0580
December	2.1085	2.0358	2.0909