2018 BAM to SAR Historical Review

YEARLY HIGH

2.3925 SAR

YEARLY LOW

2.1582 SAR

YEARLY AVERAGE

2.2677 SAR

2018 BAM to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BAM to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 2.3925. Conversely, the yearly low was recorded on November 13, dropping to 2.1582.

This high-to-low spread represents a total annual volatility of 0.2344 SAR. From a start-to-finish perspective, comparing the January average rate of 2.3372 to the December average rate of 2.1832, the exchange rate registered a net change of -6.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 2.3925 was up 3.68% compared to the 2017 peak of 2.3076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,963 SAR

2017 Average 10,834 SAR

Yearly Trough Low 10,791 SAR

Transaction Impact: A difference of 1,171.82 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

2.3871

2.1647

JanuMarcMayJulySeptNove

BAM to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3226, compared to 2.2128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1098 points.

H1 Avg (Jan–Jun) 2.3226

H2 Avg (Jul–Dec) 2.2128

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.1228 SAR (High: 2.3371 / Low: 2.2143). On the other end, December was the most stable month, with a tight range of 0.0341 SAR (High: 2.1991 / Low: 2.1650).

May Spread (Volatile) ±0.1228

December Spread (Stable) ±0.0341

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0868 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0868

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 2.3686) against the same month in 2017 (average: 2.0420), the exchange rate shifted by +0.3266 (+15.99%).

2018 Avg (February) 2.3686

2017 Avg (February) 2.0420

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3902	2.2890	2.3372
February	2.3925	2.3411	2.3686
March	2.3814	2.3365	2.3644
April	2.3735	2.3183	2.3565
May	2.3371	2.2143	2.2697
June	2.2723	2.2122	2.2392
July	2.2988	2.2221	2.2462
August	2.2530	2.1704	2.2151
September	2.2883	2.2163	2.2419
October	2.2532	2.1712	2.2037
November	2.2516	2.1582	2.1866
December	2.1991	2.1650	2.1832