2012 BBD to SGD Historical Review

YEARLY HIGH

0.6495 SGD

YEARLY LOW

0.6082 SGD

YEARLY AVERAGE

0.6247 SGD

2012 BBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.6495. Conversely, the yearly low was recorded on October 17, dropping to 0.6082.

This high-to-low spread represents a total annual volatility of 0.0413 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6398 to the December average rate of 0.6103, the exchange rate registered a net change of -4.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6495 was down 1.15% compared to the 2011 peak of 0.6571, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 3,248 SGD

2011 Average 3,143 SGD

Yearly Trough Low 3,041 SGD

Transaction Impact: A difference of 206.73 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6427

0.6074

JanuMarcMayJulySeptNove

BBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6320, compared to 0.6174 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.6320

H2 Avg (Jul–Dec) 0.6174

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0258 SGD (High: 0.6438 / Low: 0.6179). On the other end, December was the most stable month, with a tight range of 0.0030 SGD (High: 0.6119 / Low: 0.6088).

May Spread (Volatile) ±0.0258

December Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0127 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.6398) against the same month in 2011 (average: 0.6433), the exchange rate shifted by -0.0035 (-0.55%).

2012 Avg (January) 0.6398

2011 Avg (January) 0.6433

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6495	0.6262	0.6398
February	0.6332	0.6221	0.6271
March	0.6338	0.6246	0.6292
April	0.6308	0.6184	0.6254
May	0.6438	0.6179	0.6311
June	0.6468	0.6330	0.6394
July	0.6357	0.6221	0.6303
August	0.6269	0.6206	0.6241
September	0.6241	0.6100	0.6157
October	0.6159	0.6082	0.6120
November	0.6138	0.6101	0.6119
December	0.6119	0.6088	0.6103