2014 BBD to SGD Historical Review

YEARLY HIGH

0.6625 SGD

YEARLY LOW

0.6190 SGD

YEARLY AVERAGE

0.6336 SGD

2014 BBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.6625. Conversely, the yearly low was recorded on July 23, dropping to 0.6190.

This high-to-low spread represents a total annual volatility of 0.0435 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6361 to the December average rate of 0.6583, the exchange rate registered a net change of 3.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6625 was up 3.29% compared to the 2013 peak of 0.6414, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 3,312 SGD

2013 Average 3,128 SGD

Yearly Trough Low 3,095 SGD

Transaction Impact: A difference of 217.45 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6619

0.6179

JanuMarcMayJulySeptNove

BBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6303, compared to 0.6369 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.6303

H2 Avg (Jul–Dec) 0.6369

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0130 SGD (High: 0.6378 / Low: 0.6248). On the other end, August was the most stable month, with a tight range of 0.0036 SGD (High: 0.6261 / Low: 0.6225).

September Spread (Volatile) ±0.0130

August Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0063 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.6583) against the same month in 2013 (average: 0.6296), the exchange rate shifted by +0.0286 (+4.54%).

2014 Avg (December) 0.6583

2013 Avg (December) 0.6296

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6397	0.6317	0.6361
February	0.6385	0.6294	0.6333
March	0.6375	0.6289	0.6337
April	0.6314	0.6242	0.6274
May	0.6278	0.6237	0.6259
June	0.6288	0.6237	0.6255
July	0.6236	0.6190	0.6216
August	0.6261	0.6225	0.6243
September	0.6378	0.6248	0.6318
October	0.6422	0.6354	0.6377
November	0.6524	0.6426	0.6479
December	0.6625	0.6524	0.6583