2015 BBD to SGD Historical Review

YEARLY HIGH

0.7164 SGD

YEARLY LOW

0.6601 SGD

YEARLY AVERAGE

0.6873 SGD

2015 BBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 3, valuing the pair at 0.7164. Conversely, the yearly low was recorded on April 28, dropping to 0.6601.

This high-to-low spread represents a total annual volatility of 0.0563 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6684 to the December average rate of 0.7038, the exchange rate registered a net change of 5.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.7164 was up 8.14% compared to the 2014 peak of 0.6625, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 3,582 SGD

2014 Average 3,168 SGD

Yearly Trough Low 3,301 SGD

Transaction Impact: A difference of 281.38 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.7118

0.6629

JanuMarcMayJulySeptNove

BBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6748, compared to 0.6998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0249 points.

H1 Avg (Jan–Jun) 0.6748

H2 Avg (Jul–Dec) 0.6998

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0256 SGD (High: 0.7164 / Low: 0.6908). On the other end, February was the most stable month, with a tight range of 0.0086 SGD (High: 0.6810 / Low: 0.6724).

October Spread (Volatile) ±0.0256

February Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0139 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0139

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.7008) against the same month in 2014 (average: 0.6377), the exchange rate shifted by +0.0631 (+9.89%).

2015 Avg (October) 0.7008

2014 Avg (October) 0.6377

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6769	0.6631	0.6684
February	0.6810	0.6724	0.6777
March	0.6960	0.6814	0.6885
April	0.6855	0.6601	0.6746
May	0.6751	0.6604	0.6670
June	0.6792	0.6669	0.6728
July	0.6865	0.6733	0.6803
August	0.7053	0.6858	0.6987
September	0.7141	0.6990	0.7077
October	0.7164	0.6908	0.7008
November	0.7120	0.6986	0.7072
December	0.7084	0.6988	0.7038