2016 BBD to SGD Historical Review

YEARLY HIGH

0.7234 SGD

YEARLY LOW

0.6691 SGD

YEARLY AVERAGE

0.6904 SGD

2016 BBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.7234. Conversely, the yearly low was recorded on June 22, dropping to 0.6691.

This high-to-low spread represents a total annual volatility of 0.0543 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7158 to the December average rate of 0.7174, the exchange rate registered a net change of 0.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.7234 was up 0.98% compared to the 2015 peak of 0.7164, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 3,617 SGD

2015 Average 3,437 SGD

Yearly Trough Low 3,346 SGD

Transaction Impact: A difference of 271.67 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.7217

0.6697

JanuMarcMayJulySeptNove

BBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6903, compared to 0.6905 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.6903

H2 Avg (Jul–Dec) 0.6905

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0265 SGD (High: 0.7009 / Low: 0.6745). On the other end, April was the most stable month, with a tight range of 0.0094 SGD (High: 0.6799 / Low: 0.6705).

March Spread (Volatile) ±0.0265

April Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0165 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0165

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.7174) against the same month in 2015 (average: 0.7038), the exchange rate shifted by +0.0135 (+1.92%).

2016 Avg (December) 0.7174

2015 Avg (December) 0.7038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7212	0.7066	0.7158
February	0.7140	0.6950	0.7024
March	0.7009	0.6745	0.6859
April	0.6799	0.6705	0.6753
May	0.6908	0.6708	0.6851
June	0.6889	0.6691	0.6770
July	0.6800	0.6706	0.6748
August	0.6816	0.6700	0.6740
September	0.6838	0.6741	0.6798
October	0.6970	0.6816	0.6916
November	0.7162	0.6917	0.7058
December	0.7234	0.7085	0.7174