2020 BBD to SGD Historical Review

YEARLY HIGH

0.7284 SGD

YEARLY LOW

0.6609 SGD

YEARLY AVERAGE

0.6898 SGD

2020 BBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.7284. Conversely, the yearly low was recorded on December 31, dropping to 0.6609.

This high-to-low spread represents a total annual volatility of 0.0675 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6754 to the December average rate of 0.6660, the exchange rate registered a net change of -1.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7284 was up 4.69% compared to the 2019 peak of 0.6958, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 3,642 SGD

2019 Average 3,410 SGD

Yearly Trough Low 3,305 SGD

Transaction Impact: A difference of 337.42 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7164

0.6615

JanuMarcMayJulySeptNove

BBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6994, compared to 0.6802 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0192 points.

H1 Avg (Jan–Jun) 0.6994

H2 Avg (Jul–Dec) 0.6802

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0400 SGD (High: 0.7284 / Low: 0.6884). On the other end, October was the most stable month, with a tight range of 0.0066 SGD (High: 0.6831 / Low: 0.6764).

March Spread (Volatile) ±0.0400

October Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0123 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0123

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.7083) against the same month in 2019 (average: 0.6771), the exchange rate shifted by +0.0313 (+4.62%).

2020 Avg (March) 0.7083

2019 Avg (March) 0.6771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6824	0.6726	0.6754
February	0.7009	0.6822	0.6946
March	0.7284	0.6884	0.7083
April	0.7199	0.7055	0.7118
May	0.7137	0.7059	0.7093
June	0.7042	0.6927	0.6969
July	0.6978	0.6857	0.6939
August	0.6882	0.6791	0.6846
September	0.6886	0.6786	0.6832
October	0.6831	0.6764	0.6799
November	0.6838	0.6688	0.6734
December	0.6689	0.6609	0.6660