2021 BBD to SGD Historical Review

YEARLY HIGH

0.6863 SGD

YEARLY LOW

0.6587 SGD

YEARLY AVERAGE

0.6719 SGD

2021 BBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.6863. Conversely, the yearly low was recorded on January 6, dropping to 0.6587.

This high-to-low spread represents a total annual volatility of 0.0275 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6631 to the December average rate of 0.6817, the exchange rate registered a net change of 2.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6863 was down 5.79% compared to the 2020 peak of 0.7284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 3,431 SGD

2020 Average 3,449 SGD

Yearly Trough Low 3,294 SGD

Transaction Impact: A difference of 137.59 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6836

0.6612

JanuMarcMayJulySeptNove

BBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6663, compared to 0.6775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0112 points.

H1 Avg (Jan–Jun) 0.6663

H2 Avg (Jul–Dec) 0.6775

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0121 SGD (High: 0.6856 / Low: 0.6735). On the other end, January was the most stable month, with a tight range of 0.0071 SGD (High: 0.6659 / Low: 0.6587).

November Spread (Volatile) ±0.0121

January Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0038 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.6817) against the same month in 2020 (average: 0.6660), the exchange rate shifted by +0.0157 (+2.35%).

2021 Avg (December) 0.6817

2020 Avg (December) 0.6660

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6659	0.6587	0.6631
February	0.6684	0.6594	0.6639
March	0.6752	0.6638	0.6714
April	0.6729	0.6623	0.6676
May	0.6682	0.6604	0.6646
June	0.6729	0.6613	0.6670
July	0.6832	0.6725	0.6774
August	0.6824	0.6722	0.6774
September	0.6808	0.6704	0.6738
October	0.6794	0.6715	0.6756
November	0.6856	0.6735	0.6788
December	0.6863	0.6743	0.6817