2012 BGN to BIF Historical Review

YEARLY HIGH

1044.9889 BIF

YEARLY LOW

832.9443 BIF

YEARLY AVERAGE

921.4544 BIF

2012 BGN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 1044.9889. Conversely, the yearly low was recorded on January 16, dropping to 832.9443.

This high-to-low spread represents a total annual volatility of 212.0446 BIF. From a start-to-finish perspective, comparing the January average rate of 855.8371 to the December average rate of 1022.0538, the exchange rate registered a net change of 19.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1044.9889 was up 12.04% compared to the 2011 peak of 932.7217, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,224,944 BIF

2011 Average 4,305,289 BIF

Yearly Trough Low 4,164,721 BIF

Transaction Impact: A difference of 1,060,223.00 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1038.6755

839.2155

JanuMarcMayJulySeptNove

BGN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 883.9579, compared to 958.9508 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 74.9929 points.

H1 Avg (Jan–Jun) 883.9579

H2 Avg (Jul–Dec) 958.9508

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 77.1374 BIF (High: 933.2215 / Low: 856.0840). On the other end, March was the most stable month, with a tight range of 21.8146 BIF (High: 884.7257 / Low: 862.9111).

April Spread (Volatile) ±77.1374

March Spread (Stable) ±21.8146

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 12.8595 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -12.8595

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1022.0538) against the same month in 2011 (average: 867.6092), the exchange rate shifted by +154.4447 (+17.80%).

2012 Avg (December) 1022.0538

2011 Avg (December) 867.6092

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	873.1100	832.9443	855.8371
February	894.8954	864.1428	878.3860
March	884.7257	862.9111	875.4068
April	933.2215	856.0840	884.5317
May	928.8036	889.8260	911.2226
June	911.7381	879.9034	898.3632
July	917.2584	876.7331	896.8547
August	927.4779	898.8352	913.9350
September	985.5913	924.1709	956.5530
October	994.6319	965.7147	983.7654
November	1009.9452	959.1247	980.5430
December	1044.9889	994.8991	1022.0538