YEARLY HIGH
1079.2048 BIF
YEARLY LOW
1028.3710 BIF
YEARLY AVERAGE
1054.0799 BIF

2019 BGN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BGN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1079.2048. Conversely, the yearly low was recorded on October 1, dropping to 1028.3710.

This high-to-low spread represents a total annual volatility of 50.8338 BIF. From a start-to-finish perspective, comparing the January average rate of 1053.6282 to the December average rate of 1066.5357, the exchange rate registered a net change of 1.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1079.2048 was down 4.49% compared to the 2018 peak of 1129.9543, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,396,024 BIF
2018 Average 5,366,501 BIF
Yearly Trough Low 5,141,855 BIF
Transaction Impact: A difference of 254,169.05 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1068.8704
1040.8538
JanuMarcMayJulySeptNove

BGN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1054.0802, compared to 1054.0796 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 1054.0802
H2 Avg (Jul–Dec) 1054.0796

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 37.9385 BIF (High: 1066.3095 / Low: 1028.3710). On the other end, May was the most stable month, with a tight range of 11.3721 BIF (High: 1058.6408 / Low: 1047.2687).

October Spread (Volatile) ±37.9385
May Spread (Stable) ±11.3721

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 7.6825 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -7.6825

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 1066.5357) against the same month in 2018 (average: 1051.3193), the exchange rate shifted by +15.2164 (+1.45%).

2019 Avg (December) 1066.5357
2018 Avg (December) 1051.3193

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1065.3463 1040.7274 1053.6282
February 1066.7673 1041.0845 1052.5777
March 1063.5981 1038.2241 1051.4884
April 1058.9299 1042.2567 1051.5300
May 1058.6408 1047.2687 1050.9984
June 1077.2544 1047.7134 1064.2587
July 1064.6277 1043.6887 1056.8959
August 1059.2784 1037.6866 1049.2134
September 1054.0338 1031.9903 1043.1885
October 1066.3095 1028.3710 1050.5552
November 1066.2286 1053.3846 1058.0890
December 1079.2048 1054.3276 1066.5357