2020 BGN to BIF Historical Review

YEARLY HIGH

1219.6731 BIF

YEARLY LOW

1032.0589 BIF

YEARLY AVERAGE

1117.5780 BIF

2020 BGN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1219.6731. Conversely, the yearly low was recorded on March 19, dropping to 1032.0589.

This high-to-low spread represents a total annual volatility of 187.6142 BIF. From a start-to-finish perspective, comparing the January average rate of 1069.9280 to the December average rate of 1208.7497, the exchange rate registered a net change of 12.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1219.6731 was up 13.02% compared to the 2019 peak of 1079.2048, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,098,365 BIF

2019 Average 5,270,451 BIF

Yearly Trough Low 5,160,295 BIF

Transaction Impact: A difference of 938,070.94 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1224.2641

1038.0908

JanuMarcMayJulySeptNove

BGN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1067.6864, compared to 1167.4697 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 99.7832 points.

H1 Avg (Jan–Jun) 1067.6864

H2 Avg (Jul–Dec) 1167.4697

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 69.7444 BIF (High: 1101.8033 / Low: 1032.0589). On the other end, October was the most stable month, with a tight range of 17.4608 BIF (High: 1173.7348 / Low: 1156.2740).

March Spread (Volatile) ±69.7444

October Spread (Stable) ±17.4608

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 15.7641 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -15.7641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1208.7497) against the same month in 2019 (average: 1066.5357), the exchange rate shifted by +142.2139 (+13.33%).

2020 Avg (December) 1208.7497

2019 Avg (December) 1066.5357

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1078.9740	1061.3168	1069.9280
February	1070.9937	1041.4420	1054.1639
March	1101.8033	1032.0589	1069.2209
April	1064.7534	1042.2052	1053.6052
May	1082.9065	1049.4497	1061.7717
June	1106.1024	1081.6709	1097.4290
July	1166.6040	1097.6059	1127.3700
August	1177.1064	1157.6048	1166.5981
September	1174.6103	1147.0151	1163.4782
October	1173.7348	1156.2740	1164.3107
November	1187.2310	1151.9315	1174.3113
December	1219.6731	1199.2163	1208.7497