YEARLY HIGH
1801.5978 BIF
YEARLY LOW
1539.2306 BIF
YEARLY AVERAGE
1708.5726 BIF

2025 BGN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1801.5978. Conversely, the yearly low was recorded on January 15, dropping to 1539.2306.

This high-to-low spread represents a total annual volatility of 262.3671 BIF. From a start-to-finish perspective, comparing the January average rate of 1561.4590 to the December average rate of 1772.3906, the exchange rate registered a net change of 13.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1801.5978 was up 8.70% compared to the 2024 peak of 1657.3299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 9,007,989 BIF
2024 Average 7,979,313 BIF
Yearly Trough Low 7,696,153 BIF
Transaction Impact: A difference of 1,311,835.68 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1801.7895
1539.6107
JanuMarcMayJulySeptNove

BGN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1651.9668, compared to 1765.1785 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 113.2117 points.

H1 Avg (Jan–Jun) 1651.9668
H2 Avg (Jul–Dec) 1765.1785

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 92.6351 BIF (High: 1731.3319 / Low: 1638.6968). On the other end, December was the most stable month, with a tight range of 30.9989 BIF (High: 1785.1961 / Low: 1754.1972).

April Spread (Volatile) ±92.6351
December Spread (Stable) ±30.9989

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 23.3642 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -23.3642

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1779.9413) against the same month in 2024 (average: 1643.7319), the exchange rate shifted by +136.2094 (+8.29%).

2025 Avg (September) 1779.9413
2024 Avg (September) 1643.7319

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1588.6164 1539.2306 1561.4590
February 1591.4749 1544.1557 1573.4802
March 1657.4903 1570.4161 1630.0894
April 1731.3319 1638.6968 1699.4729
May 1733.2894 1673.4994 1703.0183
June 1785.6981 1713.1307 1744.2809
July 1793.1739 1730.6851 1769.7172
August 1779.7972 1737.4792 1768.3507
September 1801.5978 1754.7499 1779.9413
October 1775.3373 1741.7495 1756.5771
November 1759.4542 1724.7355 1744.0939
December 1785.1961 1754.1972 1772.3906