2015 BGN to BIF Historical Review

YEARLY HIGH

965.7350 BIF

YEARLY LOW

837.8500 BIF

YEARLY AVERAGE

889.1350 BIF

2015 BGN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 965.7350. Conversely, the yearly low was recorded on November 30, dropping to 837.8500.

This high-to-low spread represents a total annual volatility of 127.8850 BIF. From a start-to-finish perspective, comparing the January average rate of 932.0597 to the December average rate of 866.5215, the exchange rate registered a net change of -7.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 965.7350 was down 12.59% compared to the 2014 peak of 1104.8392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,828,675 BIF

2014 Average 5,268,781 BIF

Yearly Trough Low 4,189,250 BIF

Transaction Impact: A difference of 639,425.08 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

939.8540

846.3223

JanuMarcMayJulySeptNove

BGN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 894.9467, compared to 883.3234 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 11.6233 points.

H1 Avg (Jan–Jun) 894.9467

H2 Avg (Jul–Dec) 883.3234

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 69.1326 BIF (High: 965.7350 / Low: 896.6024). On the other end, September was the most stable month, with a tight range of 23.1900 BIF (High: 906.6271 / Low: 883.4371).

January Spread (Volatile) ±69.1326

September Spread (Stable) ±23.1900

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 41.7326 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -41.7326

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 932.0597) against the same month in 2014 (average: 1077.9454), the exchange rate shifted by -145.8857 (-13.53%).

2015 Avg (January) 932.0597

2014 Avg (January) 1077.9454

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	965.7350	896.6024	932.0597
February	921.8238	896.6740	910.2837
March	897.8504	844.7670	868.5511
April	899.3305	841.9837	865.5674
May	921.8566	871.5437	895.0927
June	921.6569	876.9665	898.1256
July	929.3259	872.8091	905.8197
August	920.4513	865.5675	885.4136
September	906.6271	883.4371	894.1086
October	915.2695	876.9846	893.9602
November	880.3946	837.8500	854.1167
December	876.0360	843.2337	866.5215