YEARLY HIGH
1628.2436 BIF
YEARLY LOW
1113.1605 BIF
YEARLY AVERAGE
1408.2592 BIF

2023 BGN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the BGN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 14, valuing the pair at 1628.2436. Conversely, the yearly low was recorded on February 24, dropping to 1113.1605.

This high-to-low spread represents a total annual volatility of 515.0830 BIF. From a start-to-finish perspective, comparing the January average rate of 1140.7455 to the December average rate of 1591.6703, the exchange rate registered a net change of 39.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 1628.2436 was up 38.14% compared to the 2022 peak of 1178.6496, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 8,141,218 BIF
2022 Average 5,498,783 BIF
Yearly Trough Low 5,565,803 BIF
Transaction Impact: A difference of 2,575,415.15 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

1646.3814
1087.4936
JanuMarcMayJulySeptNove

BGN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1245.8187, compared to 1570.6998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 324.8811 points.

H1 Avg (Jan–Jun) 1245.8187
H2 Avg (Jul–Dec) 1570.6998

Volatility Range Comparison

Volatility

The most volatile month in 2023 was May, with a trading range of 410.8372 BIF (High: 1559.4034 / Low: 1148.5662). On the other end, April was the most stable month, with a tight range of 18.3835 BIF (High: 1176.4315 / Low: 1158.0481).

May Spread (Volatile) ±410.8372
April Spread (Stable) ±18.3835

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 32.6338 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -32.6338

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 1599.8074) against the same month in 2022 (average: 1071.2530), the exchange rate shifted by +528.5544 (+49.34%).

2023 Avg (July) 1599.8074
2022 Avg (July) 1071.2530

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1154.0288 1113.3116 1140.7455
February 1156.2000 1113.1605 1134.0676
March 1160.3678 1121.1016 1137.0943
April 1176.4315 1158.0481 1166.7238
May 1559.4034 1148.5662 1327.6587
June 1589.0553 1545.2058 1568.6224
July 1628.2436 1567.0223 1599.8074
August 1595.8767 1565.6930 1580.7182
September 1569.4360 1526.2026 1548.0843
October 1549.8356 1519.5021 1533.2268
November 1599.6427 1535.1909 1570.6917
December 1618.2737 1566.3374 1591.6703