2020 BGN to RUB Historical Review

YEARLY HIGH

47.9015 RUB

YEARLY LOW

34.6562 RUB

YEARLY AVERAGE

42.2394 RUB

2020 BGN to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 47.9015. Conversely, the yearly low was recorded on January 12, dropping to 34.6562.

This high-to-low spread represents a total annual volatility of 13.2453 RUB. From a start-to-finish perspective, comparing the January average rate of 35.1269 to the December average rate of 46.0372, the exchange rate registered a net change of 31.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 47.9015 was up 17.80% compared to the 2019 peak of 40.6650, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 239,508 RUB

2019 Average 185,151 RUB

Yearly Trough Low 173,281 RUB

Transaction Impact: A difference of 66,226.65 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

47.8352

33.9716

JanuMarcMayJulySeptNove

BGN to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.2040, compared to 45.2748 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.0708 points.

H1 Avg (Jan–Jun) 39.2040

H2 Avg (Jul–Dec) 45.2748

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.6265 RUB (High: 45.2946 / Low: 37.6681). On the other end, October was the most stable month, with a tight range of 1.3389 RUB (High: 47.5085 / Low: 46.1696).

March Spread (Volatile) ±7.6265

October Spread (Stable) ±1.3389

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.0440 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.0440

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 46.5365) against the same month in 2019 (average: 36.0827), the exchange rate shifted by +10.4538 (+28.97%).

2020 Avg (November) 46.5365

2019 Avg (November) 36.0827

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.2331	34.6562	35.1269
February	37.6522	35.1320	35.8403
March	45.2946	37.6681	42.1357
April	44.0808	40.6437	41.6419
May	42.2390	39.7599	40.5979
June	40.9264	39.2218	39.8813
July	44.9815	40.5154	41.9051
August	45.7679	43.9375	44.6795
September	47.4219	44.8053	45.8107
October	47.5085	46.1696	46.6799
November	47.9015	45.8801	46.5365
December	47.2115	45.2839	46.0372