YEARLY HIGH
0.0409 INR
YEARLY LOW
0.0349 INR
YEARLY AVERAGE
0.0381 INR

2012 BIF to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0409. Conversely, the yearly low was recorded on October 5, dropping to 0.0349.

This high-to-low spread represents a total annual volatility of 0.0060 INR. From a start-to-finish perspective, comparing the January average rate of 0.0394 to the December average rate of 0.0359, the exchange rate registered a net change of -9.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0409 was down 3.90% compared to the 2011 peak of 0.0425, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 204 INR
2011 Average 193 INR
Yearly Trough Low 174 INR
Transaction Impact: A difference of 29.94 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0402
0.0354
JanuMarcMayJulySeptNove

BIF to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0390, compared to 0.0372 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0390
H2 Avg (Jul–Dec) 0.0372

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0031 INR (High: 0.0389 / Low: 0.0358). On the other end, February was the most stable month, with a tight range of 0.0006 INR (High: 0.0382 / Low: 0.0376).

September Spread (Volatile) ±0.0031
February Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0016 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0394) against the same month in 2011 (average: 0.0400), the exchange rate shifted by -0.0006 (-1.51%).

2012 Avg (January) 0.0394
2011 Avg (January) 0.0400

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0409 0.0383 0.0394
February 0.0382 0.0376 0.0378
March 0.0395 0.0380 0.0388
April 0.0401 0.0381 0.0393
May 0.0400 0.0380 0.0390
June 0.0405 0.0391 0.0398
July 0.0396 0.0382 0.0388
August 0.0390 0.0381 0.0385
September 0.0389 0.0358 0.0374
October 0.0366 0.0349 0.0358
November 0.0375 0.0357 0.0366
December 0.0364 0.0356 0.0359