YEARLY HIGH
0.0404 INR
YEARLY LOW
0.0369 INR
YEARLY AVERAGE
0.0385 INR

2022 BIF to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 0.0404. Conversely, the yearly low was recorded on January 12, dropping to 0.0369.

This high-to-low spread represents a total annual volatility of 0.0035 INR. From a start-to-finish perspective, comparing the January average rate of 0.0372 to the December average rate of 0.0399, the exchange rate registered a net change of 7.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0404 was up 4.31% compared to the 2021 peak of 0.0387, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 202 INR
2021 Average 187 INR
Yearly Trough Low 185 INR
Transaction Impact: A difference of 17.51 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0403
0.0369
JanuMarcMayJulySeptNove

BIF to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0376, compared to 0.0393 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0376
H2 Avg (Jul–Dec) 0.0393

Volatility Range Comparison

Volatility

The most volatile month in 2022 was May, with a trading range of 0.0014 INR (High: 0.0387 / Low: 0.0373). On the other end, July was the most stable month, with a tight range of 0.0006 INR (High: 0.0389 / Low: 0.0384).

May Spread (Volatile) ±0.0014
July Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0004 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.0400) against the same month in 2021 (average: 0.0376), the exchange rate shifted by +0.0024 (+6.36%).

2022 Avg (October) 0.0400
2021 Avg (October) 0.0376

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0377 0.0369 0.0372
February 0.0377 0.0370 0.0374
March 0.0382 0.0370 0.0377
April 0.0380 0.0370 0.0375
May 0.0387 0.0373 0.0380
June 0.0385 0.0377 0.0381
July 0.0389 0.0384 0.0387
August 0.0391 0.0383 0.0387
September 0.0399 0.0386 0.0390
October 0.0404 0.0394 0.0400
November 0.0402 0.0390 0.0396
December 0.0401 0.0393 0.0399