2014 BIF to INR Historical Review

YEARLY HIGH

0.0410 INR

YEARLY LOW

0.0377 INR

YEARLY AVERAGE

0.0393 INR

2014 BIF to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0410. Conversely, the yearly low was recorded on May 22, dropping to 0.0377.

This high-to-low spread represents a total annual volatility of 0.0033 INR. From a start-to-finish perspective, comparing the January average rate of 0.0400 to the December average rate of 0.0401, the exchange rate registered a net change of 0.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0410 was down 7.30% compared to the 2013 peak of 0.0442, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 205 INR

2013 Average 189 INR

Yearly Trough Low 189 INR

Transaction Impact: A difference of 16.26 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0403

0.0381

JanuMarcMayJulySeptNove

BIF to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0392, compared to 0.0394 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0392

H2 Avg (Jul–Dec) 0.0394

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0016 INR (High: 0.0410 / Low: 0.0393). On the other end, November was the most stable month, with a tight range of 0.0006 INR (High: 0.0398 / Low: 0.0392).

December Spread (Volatile) ±0.0016

November Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0008 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0401) against the same month in 2013 (average: 0.0400), the exchange rate shifted by +0.0002 (+0.40%).

2014 Avg (December) 0.0401

2013 Avg (December) 0.0400

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0407	0.0396	0.0400
February	0.0404	0.0397	0.0401
March	0.0400	0.0385	0.0393
April	0.0395	0.0386	0.0390
May	0.0390	0.0377	0.0383
June	0.0391	0.0381	0.0386
July	0.0393	0.0384	0.0388
August	0.0397	0.0389	0.0393
September	0.0399	0.0390	0.0393
October	0.0402	0.0389	0.0393
November	0.0398	0.0392	0.0395
December	0.0410	0.0393	0.0401