2021 BIF to INR Historical Review

YEARLY HIGH

0.0387 INR

YEARLY LOW

0.0367 INR

YEARLY AVERAGE

0.0374 INR

2021 BIF to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 0.0387. Conversely, the yearly low was recorded on May 30, dropping to 0.0367.

This high-to-low spread represents a total annual volatility of 0.0021 INR. From a start-to-finish perspective, comparing the January average rate of 0.0376 to the December average rate of 0.0377, the exchange rate registered a net change of 0.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0387 was down 4.74% compared to the 2020 peak of 0.0407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 194 INR

2020 Average 194 INR

Yearly Trough Low 183 INR

Transaction Impact: A difference of 10.32 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0382

0.0369

JanuMarcMayJulySeptNove

BIF to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0374, compared to 0.0374 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0374

H2 Avg (Jul–Dec) 0.0374

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0014 INR (High: 0.0387 / Low: 0.0373). On the other end, July was the most stable month, with a tight range of 0.0004 INR (High: 0.0379 / Low: 0.0375).

April Spread (Volatile) ±0.0014

July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0381) against the same month in 2020 (average: 0.0402), the exchange rate shifted by -0.0021 (-5.18%).

2021 Avg (April) 0.0381

2020 Avg (April) 0.0402

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0378	0.0372	0.0376
February	0.0379	0.0370	0.0373
March	0.0376	0.0369	0.0372
April	0.0387	0.0373	0.0381
May	0.0378	0.0367	0.0372
June	0.0376	0.0368	0.0372
July	0.0379	0.0375	0.0376
August	0.0376	0.0368	0.0374
September	0.0373	0.0368	0.0370
October	0.0379	0.0372	0.0376
November	0.0377	0.0371	0.0374
December	0.0382	0.0372	0.0377