2020 BIF to INR Historical Review

YEARLY HIGH

0.0407 INR

YEARLY LOW

0.0375 INR

YEARLY AVERAGE

0.0387 INR

2020 BIF to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0407. Conversely, the yearly low was recorded on January 15, dropping to 0.0375.

This high-to-low spread represents a total annual volatility of 0.0031 INR. From a start-to-finish perspective, comparing the January average rate of 0.0378 to the December average rate of 0.0379, the exchange rate registered a net change of 0.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0407 was up 2.33% compared to the 2019 peak of 0.0397, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 203 INR

2019 Average 191 INR

Yearly Trough Low 188 INR

Transaction Impact: A difference of 15.66 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0404

0.0376

JanuMarcMayJulySeptNove

BIF to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0391, compared to 0.0383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0391

H2 Avg (Jul–Dec) 0.0383

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0025 INR (High: 0.0407 / Low: 0.0382). On the other end, September was the most stable month, with a tight range of 0.0005 INR (High: 0.0383 / Low: 0.0378).

March Spread (Volatile) ±0.0025

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0394) against the same month in 2019 (average: 0.0382), the exchange rate shifted by +0.0012 (+3.07%).

2020 Avg (March) 0.0394

2019 Avg (March) 0.0382

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0382	0.0375	0.0378
February	0.0382	0.0377	0.0379
March	0.0407	0.0382	0.0394
April	0.0406	0.0395	0.0402
May	0.0402	0.0395	0.0398
June	0.0402	0.0393	0.0397
July	0.0393	0.0387	0.0389
August	0.0390	0.0379	0.0387
September	0.0383	0.0378	0.0381
October	0.0385	0.0377	0.0380
November	0.0386	0.0381	0.0383
December	0.0382	0.0376	0.0379