2015 BIF to INR Historical Review

YEARLY HIGH

0.0437 INR

YEARLY LOW

0.0387 INR

YEARLY AVERAGE

0.0409 INR

2015 BIF to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.0437. Conversely, the yearly low was recorded on July 14, dropping to 0.0387.

This high-to-low spread represents a total annual volatility of 0.0049 INR. From a start-to-finish perspective, comparing the January average rate of 0.0397 to the December average rate of 0.0428, the exchange rate registered a net change of 7.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0437 was up 6.65% compared to the 2014 peak of 0.0410, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 218 INR

2014 Average 196 INR

Yearly Trough Low 194 INR

Transaction Impact: A difference of 24.72 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0431

0.0392

JanuMarcMayJulySeptNove

BIF to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0401, compared to 0.0418 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0401

H2 Avg (Jul–Dec) 0.0418

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0024 INR (High: 0.0412 / Low: 0.0387). On the other end, February was the most stable month, with a tight range of 0.0006 INR (High: 0.0398 / Low: 0.0392).

July Spread (Volatile) ±0.0024

February Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0012 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0428) against the same month in 2014 (average: 0.0401), the exchange rate shifted by +0.0026 (+6.57%).

2015 Avg (December) 0.0428

2014 Avg (December) 0.0401

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0406	0.0391	0.0397
February	0.0398	0.0392	0.0395
March	0.0402	0.0394	0.0398
April	0.0406	0.0395	0.0400
May	0.0410	0.0402	0.0406
June	0.0412	0.0400	0.0408
July	0.0412	0.0387	0.0395
August	0.0428	0.0408	0.0419
September	0.0431	0.0418	0.0426
October	0.0423	0.0413	0.0417
November	0.0431	0.0418	0.0425
December	0.0437	0.0422	0.0428