2013 BIF to VND Historical Review

YEARLY HIGH

13.8934 VND

YEARLY LOW

13.2257 VND

YEARLY AVERAGE

13.5663 VND

2013 BIF to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on March 6, valuing the pair at 13.8934. Conversely, the yearly low was recorded on February 4, dropping to 13.2257.

This high-to-low spread represents a total annual volatility of 0.6677 VND. From a start-to-finish perspective, comparing the January average rate of 13.7331 to the December average rate of 13.6485, the exchange rate registered a net change of -0.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 13.8934 was down 14.90% compared to the 2012 peak of 16.3264, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 69,467 VND

2012 Average 74,516 VND

Yearly Trough Low 66,129 VND

Transaction Impact: A difference of 3,338.30 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

13.8019

13.2447

JanuMarcMayJulySeptNove

BIF to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.4320, compared to 13.7005 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2685 points.

H1 Avg (Jan–Jun) 13.4320

H2 Avg (Jul–Dec) 13.7005

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 0.6282 VND (High: 13.8934 / Low: 13.2652). On the other end, September was the most stable month, with a tight range of 0.0660 VND (High: 13.7819 / Low: 13.7159).

March Spread (Volatile) ±0.6282

September Spread (Stable) ±0.0660

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4201 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4201

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 13.4407) against the same month in 2012 (average: 16.0450), the exchange rate shifted by -2.6043 (-16.23%).

2013 Avg (March) 13.4407

2012 Avg (March) 16.0450

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.8634	13.3226	13.7331
February	13.5283	13.2257	13.3130
March	13.8934	13.2652	13.4407
April	13.3635	13.2340	13.2911
May	13.5053	13.2617	13.3175
June	13.6705	13.4101	13.4965
July	13.8210	13.6579	13.7231
August	13.8023	13.7170	13.7555
September	13.7819	13.7159	13.7384
October	13.7874	13.6404	13.7089
November	13.6605	13.5810	13.6286
December	13.6953	13.5824	13.6485