2020 BIF to VND Historical Review

YEARLY HIGH

12.5403 VND

YEARLY LOW

11.8116 VND

YEARLY AVERAGE

12.1321 VND

2020 BIF to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 12.5403. Conversely, the yearly low was recorded on December 1, dropping to 11.8116.

This high-to-low spread represents a total annual volatility of 0.7287 VND. From a start-to-finish perspective, comparing the January average rate of 12.2944 to the December average rate of 11.8992, the exchange rate registered a net change of -3.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.5403 was down 3.83% compared to the 2019 peak of 13.0400, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 62,701 VND

2019 Average 63,046 VND

Yearly Trough Low 59,058 VND

Transaction Impact: A difference of 3,643.47 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.4150

11.8523

JanuMarcMayJulySeptNove

BIF to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.2842, compared to 11.9801 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3040 points.

H1 Avg (Jan–Jun) 12.2842

H2 Avg (Jul–Dec) 11.9801

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.3341 VND (High: 12.3899 / Low: 12.0558). On the other end, October was the most stable month, with a tight range of 0.0982 VND (High: 12.0425 / Low: 11.9443).

May Spread (Volatile) ±0.3341

October Spread (Stable) ±0.0982

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1493 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1493

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 12.3298) against the same month in 2019 (average: 12.7450), the exchange rate shifted by -0.4152 (-3.26%).

2020 Avg (March) 12.3298

2019 Avg (March) 12.7450

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.3408	12.2177	12.2944
February	12.3762	12.2177	12.3000
March	12.5403	12.2193	12.3298
April	12.5006	12.2331	12.3681
May	12.3899	12.0558	12.2339
June	12.2949	12.0573	12.1788
July	12.1357	11.9075	12.0295
August	12.1120	11.9736	12.0158
September	12.0769	11.9418	12.0104
October	12.0425	11.9443	11.9797
November	12.0220	11.8865	11.9462
December	11.9598	11.8116	11.8992