2019 BIF to VND Historical Review

YEARLY HIGH

13.0400 VND

YEARLY LOW

12.2629 VND

YEARLY AVERAGE

12.6101 VND

2019 BIF to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 13.0400. Conversely, the yearly low was recorded on December 28, dropping to 12.2629.

This high-to-low spread represents a total annual volatility of 0.7771 VND. From a start-to-finish perspective, comparing the January average rate of 12.8560 to the December average rate of 12.3431, the exchange rate registered a net change of -3.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 13.0400 was down 0.72% compared to the 2018 peak of 13.1346, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 65,200 VND

2018 Average 64,592 VND

Yearly Trough Low 61,315 VND

Transaction Impact: A difference of 3,885.38 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

12.9073

12.2918

JanuMarcMayJulySeptNove

BIF to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.7360, compared to 12.4842 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2518 points.

H1 Avg (Jan–Jun) 12.7360

H2 Avg (Jul–Dec) 12.4842

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.3634 VND (High: 13.0400 / Low: 12.6766). On the other end, April was the most stable month, with a tight range of 0.1060 VND (High: 12.7404 / Low: 12.6344).

January Spread (Volatile) ±0.3634

April Spread (Stable) ±0.1060

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0904 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0904

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 12.8560) against the same month in 2018 (average: 12.8780), the exchange rate shifted by -0.0220 (-0.17%).

2019 Avg (January) 12.8560

2018 Avg (January) 12.8780

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.0400	12.6766	12.8560
February	12.9222	12.6055	12.7944
March	12.9103	12.6366	12.7450
April	12.7404	12.6344	12.6760
May	12.7831	12.6030	12.7041
June	12.7651	12.4843	12.6405
July	12.6840	12.5252	12.6045
August	12.6915	12.3744	12.5653
September	12.6540	12.3513	12.5153
October	12.5566	12.3714	12.4837
November	12.4602	12.3463	12.3932
December	12.4145	12.2629	12.3431