2014 BIF to VND Historical Review

YEARLY HIGH

13.8671 VND

YEARLY LOW

13.4873 VND

YEARLY AVERAGE

13.6506 VND

2014 BIF to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 13.8671. Conversely, the yearly low was recorded on October 12, dropping to 13.4873.

This high-to-low spread represents a total annual volatility of 0.3797 VND. From a start-to-finish perspective, comparing the January average rate of 13.6136 to the December average rate of 13.6587, the exchange rate registered a net change of 0.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 13.8671 was down 0.19% compared to the 2013 peak of 13.8934, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 69,335 VND

2013 Average 67,843 VND

Yearly Trough Low 67,437 VND

Transaction Impact: A difference of 1,898.72 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

13.7532

13.5726

JanuMarcMayJulySeptNove

BIF to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6334, compared to 13.6678 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0344 points.

H1 Avg (Jan–Jun) 13.6334

H2 Avg (Jul–Dec) 13.6678

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.3797 VND (High: 13.8671 / Low: 13.4873). On the other end, March was the most stable month, with a tight range of 0.0812 VND (High: 13.6410 / Low: 13.5598).

October Spread (Volatile) ±0.3797

March Spread (Stable) ±0.0812

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0622 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0622

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 13.6266) against the same month in 2013 (average: 13.7089), the exchange rate shifted by -0.0824 (-0.60%).

2014 Avg (October) 13.6266

2013 Avg (October) 13.7089

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.6936	13.5652	13.6136
February	13.7337	13.5564	13.5966
March	13.6410	13.5598	13.5876
April	13.6642	13.5816	13.6188
May	13.6992	13.5548	13.6455
June	13.8324	13.6157	13.7381
July	13.8033	13.6387	13.7080
August	13.7637	13.6209	13.6808
September	13.7430	13.6149	13.6888
October	13.8671	13.4873	13.6266
November	13.7045	13.5901	13.6440
December	13.7553	13.5620	13.6587