2022 BIF to VND Historical Review

YEARLY HIGH

12.1599 VND

YEARLY LOW

11.1111 VND

YEARLY AVERAGE

11.4615 VND

2022 BIF to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 12.1599. Conversely, the yearly low was recorded on April 2, dropping to 11.1111.

This high-to-low spread represents a total annual volatility of 1.0488 VND. From a start-to-finish perspective, comparing the January average rate of 11.3402 to the December average rate of 11.5088, the exchange rate registered a net change of 1.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 12.1599 was up 1.15% compared to the 2021 peak of 12.0212, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 60,800 VND

2021 Average 58,094 VND

Yearly Trough Low 55,556 VND

Transaction Impact: A difference of 5,244.09 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

12.1280

11.1907

JanuMarcMayJulySeptNove

BIF to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.3183, compared to 11.6047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2864 points.

H1 Avg (Jan–Jun) 11.3183

H2 Avg (Jul–Dec) 11.6047

Volatility Range Comparison

Volatility

The most volatile month in 2022 was October, with a trading range of 0.6481 VND (High: 12.1432 / Low: 11.4951). On the other end, July was the most stable month, with a tight range of 0.1122 VND (High: 11.4356 / Low: 11.3234).

October Spread (Volatile) ±0.6481

July Spread (Stable) ±0.1122

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.5411 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.5411

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 12.0499) against the same month in 2021 (average: 11.3804), the exchange rate shifted by +0.6696 (+5.88%).

2022 Avg (November) 12.0499

2021 Avg (November) 11.3804

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.4470	11.2268	11.3402
February	11.4722	11.2376	11.3304
March	11.4168	11.1135	11.2921
April	11.4027	11.1111	11.2688
May	11.5075	11.2319	11.3514
June	11.4246	11.1923	11.3270
July	11.4356	11.3234	11.3725
August	11.4545	11.2912	11.3841
September	11.6504	11.3708	11.4950
October	12.1432	11.4951	11.8181
November	12.1599	11.9366	12.0499
December	11.9166	11.3570	11.5088