YEARLY HIGH
8.9035 VND
YEARLY LOW
8.4208 VND
YEARLY AVERAGE
8.6866 VND

2024 BIF to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BIF to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 8.9035. Conversely, the yearly low was recorded on October 14, dropping to 8.4208.

This high-to-low spread represents a total annual volatility of 0.4826 VND. From a start-to-finish perspective, comparing the January average rate of 8.5796 to the December average rate of 8.6242, the exchange rate registered a net change of 0.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 8.9035 was down 22.81% compared to the 2023 peak of 11.5349, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 44,517 VND
2023 Average 47,772 VND
Yearly Trough Low 42,104 VND
Transaction Impact: A difference of 2,413.18 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

8.9003
8.4806
JanuMarcMayJulySeptNove

BIF to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.7144, compared to 8.6588 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0557 points.

H1 Avg (Jan–Jun) 8.7144
H2 Avg (Jul–Dec) 8.6588

Volatility Range Comparison

Volatility

The most volatile month in 2024 was October, with a trading range of 0.3400 VND (High: 8.7609 / Low: 8.4208). On the other end, May was the most stable month, with a tight range of 0.0669 VND (High: 8.9035 / Low: 8.8366).

October Spread (Volatile) ±0.3400
May Spread (Stable) ±0.0669

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1764 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1764

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2024: 8.8654) against the same month in 2023 (average: 10.0267), the exchange rate shifted by -1.1613 (-11.58%).

2024 Avg (May) 8.8654
2023 Avg (May) 10.0267

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.6215 8.4959 8.5796
February 8.6394 8.4749 8.5659
March 8.6965 8.5950 8.6421
April 8.8929 8.6652 8.7877
May 8.9035 8.8366 8.8654
June 8.8773 8.7757 8.8460
July 8.8548 8.7689 8.8142
August 8.8173 8.5981 8.6919
September 8.6281 8.4579 8.5156
October 8.7609 8.4208 8.6229
November 8.7803 8.5527 8.6839
December 8.7693 8.5741 8.6242