YEARLY HIGH
4.7906 HRK
YEARLY LOW
4.3605 HRK
YEARLY AVERAGE
4.5633 HRK

2013 BND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 4.7906. Conversely, the yearly low was recorded on December 30, dropping to 4.3605.

This high-to-low spread represents a total annual volatility of 0.4301 HRK. From a start-to-finish perspective, comparing the January average rate of 4.6413 to the December average rate of 4.4250, the exchange rate registered a net change of -4.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 4.7906 was down 3.39% compared to the 2012 peak of 4.9587, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 23,953 HRK
2012 Average 23,431 HRK
Yearly Trough Low 21,802 HRK
Transaction Impact: A difference of 2,150.66 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

4.7500
4.3954
JanuMarcMayJulySeptNove

BND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6378, compared to 4.4887 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1491 points.

H1 Avg (Jan–Jun) 4.6378
H2 Avg (Jul–Dec) 4.4887

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.2031 HRK (High: 4.6825 / Low: 4.4794). On the other end, September was the most stable month, with a tight range of 0.0467 HRK (High: 4.5307 / Low: 4.4840).

February Spread (Volatile) ±0.2031
September Spread (Stable) ±0.0467

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1583 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1583

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 4.7205) against the same month in 2012 (average: 4.5547), the exchange rate shifted by +0.1658 (+3.64%).

2013 Avg (April) 4.7205
2012 Avg (April) 4.5547

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7224 4.5246 4.6413
February 4.6825 4.4794 4.5817
March 4.7795 4.6453 4.6974
April 4.7906 4.6961 4.7205
May 4.7082 4.6112 4.6721
June 4.6132 4.4439 4.5138
July 4.5812 4.4464 4.5269
August 4.4888 4.4066 4.4491
September 4.5307 4.4840 4.5042
October 4.5347 4.4677 4.4934
November 4.5778 4.4744 4.5338
December 4.4875 4.3605 4.4250