2020 BND to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2020.
2020 BND to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2020
During 2020, the BND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 4.9948. Conversely, the yearly low was recorded on August 6, dropping to 4.5806.
This high-to-low spread represents a total annual volatility of 0.4142 HRK. From a start-to-finish perspective, comparing the January average rate of 4.9628 to the December average rate of 4.6498, the exchange rate registered a net change of -6.31% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2020 high of 4.9948 was down 0.78% compared to the 2019 peak of 5.0339, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 BND based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2020.
BND to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8907, compared to 4.6960 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1947 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2020 was July, with a trading range of 0.2425 HRK (High: 4.8276 / Low: 4.5852). On the other end, October was the most stable month, with a tight range of 0.0572 HRK (High: 4.7654 / Low: 4.7081).
Growth Streaks & Declines
TrendsBetween August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0997 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (January 2020: 4.9628) against the same month in 2019 (average: 4.1505), the exchange rate shifted by +0.8122 (+19.57%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 4.9948 | 4.9097 | 4.9628 |
| February | 4.9646 | 4.8557 | 4.9153 |
| March | 4.9319 | 4.7521 | 4.8345 |
| April | 4.9380 | 4.8562 | 4.9053 |
| May | 4.9427 | 4.8227 | 4.8988 |
| June | 4.8628 | 4.7646 | 4.8273 |
| July | 4.8276 | 4.5852 | 4.7332 |
| August | 4.6676 | 4.5806 | 4.6335 |
| September | 4.7437 | 4.6511 | 4.6863 |
| October | 4.7654 | 4.7081 | 4.7349 |
| November | 4.7636 | 4.7019 | 4.7380 |
| December | 4.6787 | 4.6108 | 4.6498 |