2019 BND to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2019.
2019 BND to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2019
During 2019, the BND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 5.0339. Conversely, the yearly low was recorded on January 9, dropping to 4.0791.
This high-to-low spread represents a total annual volatility of 0.9549 HRK. From a start-to-finish perspective, comparing the January average rate of 4.1505 to the December average rate of 4.9373, the exchange rate registered a net change of 18.96% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2019 high of 5.0339 was up 5.57% compared to the 2018 peak of 4.7683, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 BND based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2019.
BND to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7383, compared to 4.9261 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1878 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2019 was February, with a trading range of 0.7624 HRK (High: 4.8683 / Low: 4.1058). On the other end, November was the most stable month, with a tight range of 0.0525 HRK (High: 4.9681 / Low: 4.9156).
Growth Streaks & Declines
TrendsBetween January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0625 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (September 2019: 4.9709) against the same month in 2018 (average: 4.3191), the exchange rate shifted by +0.6517 (+15.09%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 4.8232 | 4.0791 | 4.1505 |
| February | 4.8683 | 4.1058 | 4.7624 |
| March | 4.9077 | 4.8051 | 4.8632 |
| April | 4.9316 | 4.8542 | 4.8966 |
| May | 4.9348 | 4.8249 | 4.9054 |
| June | 4.9219 | 4.8054 | 4.8513 |
| July | 4.9384 | 4.8343 | 4.8783 |
| August | 4.9864 | 4.8284 | 4.9171 |
| September | 5.0339 | 4.8661 | 4.9709 |
| October | 5.0205 | 4.8798 | 4.9084 |
| November | 4.9681 | 4.9156 | 4.9446 |
| December | 4.9621 | 4.9021 | 4.9373 |