2014 BND to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2014.
2014 BND to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2014
During 2014, the BND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.7747. Conversely, the yearly low was recorded on March 18, dropping to 4.3486.
This high-to-low spread represents a total annual volatility of 0.4260 HRK. From a start-to-finish perspective, comparing the January average rate of 4.4033 to the December average rate of 4.7320, the exchange rate registered a net change of 7.46% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2014 high of 4.7747 was down 0.33% compared to the 2013 peak of 4.7906, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 BND based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2014.
BND to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4116, compared to 4.6686 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2570 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2014 was July, with a trading range of 0.1423 HRK (High: 4.5852 / Low: 4.4429). On the other end, April was the most stable month, with a tight range of 0.0478 HRK (High: 4.4198 / Low: 4.3720).
Growth Streaks & Declines
TrendsBetween March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0539 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (December 2014: 4.7320) against the same month in 2013 (average: 4.4250), the exchange rate shifted by +0.3070 (+6.94%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 4.4303 | 4.3605 | 4.4033 |
| February | 4.4575 | 4.3825 | 4.4254 |
| March | 4.4217 | 4.3486 | 4.3715 |
| April | 4.4198 | 4.3720 | 4.3993 |
| May | 4.4497 | 4.3652 | 4.4171 |
| June | 4.4842 | 4.4231 | 4.4528 |
| July | 4.5852 | 4.4429 | 4.5222 |
| August | 4.6397 | 4.5545 | 4.5894 |
| September | 4.7483 | 4.6267 | 4.6803 |
| October | 4.7681 | 4.7118 | 4.7398 |
| November | 4.7743 | 4.6961 | 4.7476 |
| December | 4.7747 | 4.6953 | 4.7320 |