2025 BND to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 BND to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the BND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 5.4050. Conversely, the yearly low was recorded on December 22, dropping to 4.9591.
This high-to-low spread represents a total annual volatility of 0.4458 HRK. From a start-to-finish perspective, comparing the January average rate of 5.3453 to the December average rate of 4.9824, the exchange rate registered a net change of -6.79% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2025 high of 5.4050 was up 0.30% compared to the 2024 peak of 5.3886, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 BND based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
BND to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2088, compared to 5.0080 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2008 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was March, with a trading range of 0.2183 HRK (High: 5.3884 / Low: 5.1701). On the other end, December was the most stable month, with a tight range of 0.0449 HRK (High: 5.0040 / Low: 4.9591).
Growth Streaks & Declines
TrendsNo sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1562 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (February 2025: 5.3699) against the same month in 2024 (average: 5.1917), the exchange rate shifted by +0.1782 (+3.43%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 5.3779 | 5.2968 | 5.3453 |
| February | 5.4050 | 5.3262 | 5.3699 |
| March | 5.3884 | 5.1701 | 5.2245 |
| April | 5.1929 | 4.9797 | 5.0683 |
| May | 5.2063 | 5.0689 | 5.1541 |
| June | 5.1438 | 5.0149 | 5.0904 |
| July | 5.1117 | 5.0039 | 5.0354 |
| August | 5.0863 | 4.9876 | 5.0333 |
| September | 5.0274 | 4.9627 | 4.9972 |
| October | 5.0264 | 4.9678 | 4.9952 |
| November | 5.0386 | 4.9817 | 5.0044 |
| December | 5.0040 | 4.9591 | 4.9824 |