YEARLY HIGH
5.2599 HRK
YEARLY LOW
4.6414 HRK
YEARLY AVERAGE
4.9932 HRK

2015 BND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 26, valuing the pair at 5.2599. Conversely, the yearly low was recorded on August 24, dropping to 4.6414.

This high-to-low spread represents a total annual volatility of 0.6185 HRK. From a start-to-finish perspective, comparing the January average rate of 4.9451 to the December average rate of 4.9815, the exchange rate registered a net change of 0.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 5.2599 was up 10.16% compared to the 2014 peak of 4.7747, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 26,300 HRK
2014 Average 22,703 HRK
Yearly Trough Low 23,207 HRK
Transaction Impact: A difference of 3,092.71 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

5.2555
4.7285
JanuMarcMayJulySeptNove

BND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0636, compared to 4.9227 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1409 points.

H1 Avg (Jan–Jun) 5.0636
H2 Avg (Jul–Dec) 4.9227

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.4016 HRK (High: 5.0430 / Low: 4.6414). On the other end, February was the most stable month, with a tight range of 0.0683 HRK (High: 5.0458 / Low: 4.9775).

August Spread (Volatile) ±0.4016
February Spread (Stable) ±0.0683

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2038 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 5.2116) against the same month in 2014 (average: 4.3993), the exchange rate shifted by +0.8123 (+18.46%).

2015 Avg (April) 5.2116
2014 Avg (April) 4.3993

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1287 4.7804 4.9451
February 5.0458 4.9775 5.0084
March 5.2193 5.0288 5.1253
April 5.2599 5.1211 5.2116
May 5.1451 4.9696 5.0777
June 5.1132 4.9604 5.0137
July 5.1272 5.0080 5.0648
August 5.0430 4.6414 4.8610
September 4.8455 4.7051 4.7724
October 4.9658 4.7484 4.8467
November 5.1165 4.9168 5.0100
December 5.1086 4.9219 4.9815