YEARLY HIGH
123.5612 PKR
YEARLY LOW
108.6003 PKR
YEARLY AVERAGE
117.3517 PKR

2020 BND to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BND to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 123.5612. Conversely, the yearly low was recorded on March 23, dropping to 108.6003.

This high-to-low spread represents a total annual volatility of 14.9609 PKR. From a start-to-finish perspective, comparing the January average rate of 114.5429 to the December average rate of 120.2956, the exchange rate registered a net change of 5.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 123.5612 was up 1.92% compared to the 2019 peak of 121.2311, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 617,806 PKR
2019 Average 547,949 PKR
Yearly Trough Low 543,001 PKR
Transaction Impact: A difference of 74,804.73 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

123.8953
109.9800
JanuMarcMayJulySeptNove

BND to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 114.1893, compared to 120.5141 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.3247 points.

H1 Avg (Jan–Jun) 114.1893
H2 Avg (Jul–Dec) 120.5141

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.8605 PKR (High: 116.4608 / Low: 108.6003). On the other end, January was the most stable month, with a tight range of 1.9980 PKR (High: 115.1143 / Low: 113.1163).

March Spread (Volatile) ±7.8605
January Spread (Stable) ±1.9980

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 3.4032 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -3.4032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 122.7357) against the same month in 2019 (average: 117.9245), the exchange rate shifted by +4.8112 (+4.08%).

2020 Avg (August) 122.7357
2019 Avg (August) 117.9245

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 115.1143 113.1163 114.5429
February 113.1163 110.0302 111.1396
March 116.4608 108.6003 111.8292
April 117.9373 112.3873 115.5802
May 115.3245 111.9399 113.1697
June 120.8348 115.6660 118.8743
July 122.1611 119.4299 120.4329
August 123.5612 121.3583 122.7357
September 122.7282 120.2125 121.5796
October 121.1855 117.5635 119.7894
November 120.0350 117.2530 118.2511
December 121.2285 118.9511 120.2956