2015 CDF to BIF Historical Review

YEARLY HIGH

1.7704 BIF

YEARLY LOW

1.6575 BIF

YEARLY AVERAGE

1.6911 BIF

2015 CDF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the CDF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 1.7704. Conversely, the yearly low was recorded on October 11, dropping to 1.6575.

This high-to-low spread represents a total annual volatility of 0.1129 BIF. From a start-to-finish perspective, comparing the January average rate of 1.6923 to the December average rate of 1.6779, the exchange rate registered a net change of -0.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.7704 was up 3.97% compared to the 2014 peak of 1.7028, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 8,852 BIF

2014 Average 8,405 BIF

Yearly Trough Low 8,288 BIF

Transaction Impact: A difference of 564.45 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.7446

1.6717

JanuMarcMayJulySeptNove

CDF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6931, compared to 1.6890 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 1.6931

H2 Avg (Jul–Dec) 1.6890

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0878 BIF (High: 1.7704 / Low: 1.6826). On the other end, November was the most stable month, with a tight range of 0.0223 BIF (High: 1.6921 / Low: 1.6698).

July Spread (Volatile) ±0.0878

November Spread (Stable) ±0.0223

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0589 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0589

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 1.7385) against the same month in 2014 (average: 1.6785), the exchange rate shifted by +0.0601 (+3.58%).

2015 Avg (July) 1.7385

2014 Avg (July) 1.6785

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7050	1.6798	1.6923
February	1.7051	1.6788	1.6939
March	1.7135	1.6818	1.6949
April	1.7090	1.6713	1.6896
May	1.7106	1.6789	1.6960
June	1.7113	1.6815	1.6921
July	1.7704	1.6826	1.7385
August	1.6925	1.6665	1.6797
September	1.6965	1.6579	1.6778
October	1.6956	1.6575	1.6804
November	1.6921	1.6698	1.6797
December	1.6934	1.6588	1.6779