2020 CDF to BIF Historical Review

YEARLY HIGH

1.3061 BIF

YEARLY LOW

0.9688 BIF

YEARLY AVERAGE

1.0386 BIF

2020 CDF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 1.3061. Conversely, the yearly low was recorded on August 7, dropping to 0.9688.

This high-to-low spread represents a total annual volatility of 0.3372 BIF. From a start-to-finish perspective, comparing the January average rate of 1.1175 to the December average rate of 0.9962, the exchange rate registered a net change of -10.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3061 was up 15.78% compared to the 2019 peak of 1.1280, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 6,530 BIF

2019 Average 5,572 BIF

Yearly Trough Low 4,844 BIF

Transaction Impact: A difference of 1,686.12 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1310

0.9687

JanuMarcMayJulySeptNove

CDF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0887, compared to 0.9884 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1004 points.

H1 Avg (Jan–Jun) 1.0887

H2 Avg (Jul–Dec) 0.9884

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.3224 BIF (High: 1.3061 / Low: 0.9837). On the other end, November was the most stable month, with a tight range of 0.0022 BIF (High: 0.9873 / Low: 0.9851).

December Spread (Volatile) ±0.3224

November Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0469 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0469

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.9962) against the same month in 2019 (average: 1.1186), the exchange rate shifted by -0.1224 (-10.94%).

2020 Avg (December) 0.9962

2019 Avg (December) 1.1186

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1223	1.1140	1.1175
February	1.1221	1.1133	1.1169
March	1.1155	1.1007	1.1097
April	1.1129	1.0945	1.1035
May	1.1023	1.0362	1.0659
June	1.0477	0.9965	1.0190
July	0.9995	0.9790	0.9889
August	0.9891	0.9688	0.9823
September	0.9878	0.9802	0.9840
October	1.0671	0.9829	0.9926
November	0.9873	0.9851	0.9862
December	1.3061	0.9837	0.9962