2019 CDF to BIF Historical Review

YEARLY HIGH

1.1280 BIF

YEARLY LOW

1.0897 BIF

YEARLY AVERAGE

1.1143 BIF

2019 CDF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the CDF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 1.1280. Conversely, the yearly low was recorded on January 9, dropping to 1.0897.

This high-to-low spread represents a total annual volatility of 0.0383 BIF. From a start-to-finish perspective, comparing the January average rate of 1.1041 to the December average rate of 1.1186, the exchange rate registered a net change of 1.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.1280 was down 0.43% compared to the 2018 peak of 1.1329, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 5,640 BIF

2018 Average 5,489 BIF

Yearly Trough Low 5,448 BIF

Transaction Impact: A difference of 191.68 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.1275

1.1020

JanuMarcMayJulySeptNove

CDF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1122, compared to 1.1164 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 1.1122

H2 Avg (Jul–Dec) 1.1164

Volatility Range Comparison

Volatility

The most volatile month in 2019 was February, with a trading range of 0.0302 BIF (High: 1.1226 / Low: 1.0925). On the other end, November was the most stable month, with a tight range of 0.0056 BIF (High: 1.1280 / Low: 1.1224).

February Spread (Volatile) ±0.0302

November Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0067 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 1.1254) against the same month in 2018 (average: 1.1089), the exchange rate shifted by +0.0164 (+1.48%).

2019 Avg (November) 1.1254

2018 Avg (November) 1.1089

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1169	1.0897	1.1041
February	1.1226	1.0925	1.1074
March	1.1229	1.0966	1.1122
April	1.1229	1.1123	1.1180
May	1.1244	1.1121	1.1172
June	1.1264	1.1103	1.1146
July	1.1165	1.1040	1.1105
August	1.1171	1.1053	1.1130
September	1.1187	1.1072	1.1133
October	1.1268	1.1106	1.1175
November	1.1280	1.1224	1.1254
December	1.1270	1.1143	1.1186