YEARLY HIGH
1.3890 BIF
YEARLY LOW
1.0071 BIF
YEARLY AVERAGE
1.0966 BIF

2025 CDF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 1.3890. Conversely, the yearly low was recorded on May 11, dropping to 1.0071.

This high-to-low spread represents a total annual volatility of 0.3819 BIF. From a start-to-finish perspective, comparing the January average rate of 1.0339 to the December average rate of 1.3110, the exchange rate registered a net change of 26.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.3890 was up 29.18% compared to the 2024 peak of 1.0752, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 6,945 BIF
2024 Average 5,124 BIF
Yearly Trough Low 5,036 BIF
Transaction Impact: A difference of 1,909.31 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.3617
0.9876
JanuMarcMayJulySeptNove

CDF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0267, compared to 1.1665 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1398 points.

H1 Avg (Jan–Jun) 1.0267
H2 Avg (Jul–Dec) 1.1665

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.2555 BIF (High: 1.3737 / Low: 1.1183). On the other end, June was the most stable month, with a tight range of 0.0099 BIF (High: 1.0292 / Low: 1.0192).

October Spread (Volatile) ±0.2555
June Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0195 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0195

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 1.3305) against the same month in 2024 (average: 1.0212), the exchange rate shifted by +0.3094 (+30.29%).

2025 Avg (November) 1.3305
2024 Avg (November) 1.0212

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0389 1.0249 1.0339
February 1.0361 1.0213 1.0317
March 1.0451 1.0130 1.0303
April 1.0294 1.0076 1.0220
May 1.0293 1.0071 1.0187
June 1.0292 1.0192 1.0235
July 1.0282 1.0139 1.0222
August 1.0352 1.0157 1.0256
September 1.1169 1.0256 1.0457
October 1.3737 1.1183 1.2642
November 1.3890 1.2803 1.3305
December 1.3667 1.2893 1.3110