2012 CDF to HRK Historical Review

YEARLY HIGH

0.0067 HRK

YEARLY LOW

0.0061 HRK

YEARLY AVERAGE

0.0064 HRK

2012 CDF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the CDF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0067. Conversely, the yearly low was recorded on April 3, dropping to 0.0061.

This high-to-low spread represents a total annual volatility of 0.0006 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0064 to the December average rate of 0.0062, the exchange rate registered a net change of -3.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0067 was up 4.05% compared to the 2011 peak of 0.0065, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 34 HRK

2011 Average 29 HRK

Yearly Trough Low 30 HRK

Transaction Impact: A difference of 3.07 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0067

0.0062

JanuMarcMayJulySeptNove

CDF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0064, compared to 0.0064 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0064

H2 Avg (Jul–Dec) 0.0064

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0004 HRK (High: 0.0066 / Low: 0.0062). On the other end, December was the most stable month, with a tight range of 0.0001 HRK (High: 0.0063 / Low: 0.0062).

May Spread (Volatile) ±0.0004

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0066) against the same month in 2011 (average: 0.0057), the exchange rate shifted by +0.0009 (+16.16%).

2012 Avg (July) 0.0066

2011 Avg (July) 0.0057

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0066	0.0062	0.0064
February	0.0064	0.0061	0.0063
March	0.0063	0.0061	0.0062
April	0.0063	0.0061	0.0062
May	0.0066	0.0062	0.0064
June	0.0067	0.0064	0.0066
July	0.0067	0.0065	0.0066
August	0.0066	0.0064	0.0065
September	0.0064	0.0061	0.0062
October	0.0063	0.0062	0.0063
November	0.0064	0.0062	0.0063
December	0.0063	0.0062	0.0062