2018 CDF to HRK Historical Review

YEARLY HIGH

0.0041 HRK

YEARLY LOW

0.0037 HRK

YEARLY AVERAGE

0.0039 HRK

2018 CDF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the CDF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 0.0041. Conversely, the yearly low was recorded on February 15, dropping to 0.0037.

This high-to-low spread represents a total annual volatility of 0.0004 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0038 to the December average rate of 0.0040, the exchange rate registered a net change of 5.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0041 was down 34.69% compared to the 2017 peak of 0.0062, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 20 HRK

2017 Average 23 HRK

Yearly Trough Low 18 HRK

Transaction Impact: A difference of 1.97 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0041

0.0037

JanuMarcMayJulySeptNove

CDF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0038, compared to 0.0040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0038

H2 Avg (Jul–Dec) 0.0040

Volatility Range Comparison

Volatility

The most volatile month in 2018 was July, with a trading range of 0.0002 HRK (High: 0.0040 / Low: 0.0038). On the other end, March was the most stable month, with a tight range of 0.0001 HRK (High: 0.0037 / Low: 0.0037).

July Spread (Volatile) ±0.0002

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.0040) against the same month in 2017 (average: 0.0041), the exchange rate shifted by -0.0001 (-1.57%).

2018 Avg (November) 0.0040

2017 Avg (November) 0.0041

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0040	0.0037	0.0038
February	0.0038	0.0037	0.0037
March	0.0037	0.0037	0.0037
April	0.0038	0.0037	0.0037
May	0.0040	0.0038	0.0039
June	0.0040	0.0039	0.0039
July	0.0040	0.0038	0.0039
August	0.0040	0.0039	0.0040
September	0.0039	0.0038	0.0039
October	0.0040	0.0039	0.0040
November	0.0041	0.0040	0.0040
December	0.0041	0.0039	0.0040