2015 CDF to HRK Historical Review

YEARLY HIGH

0.0078 HRK

YEARLY LOW

0.0069 HRK

YEARLY AVERAGE

0.0074 HRK

2015 CDF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the CDF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.0078. Conversely, the yearly low was recorded on January 1, dropping to 0.0069.

This high-to-low spread represents a total annual volatility of 0.0010 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0071 to the December average rate of 0.0076, the exchange rate registered a net change of 5.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0078 was up 14.26% compared to the 2014 peak of 0.0069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 39 HRK

2014 Average 31 HRK

Yearly Trough Low 34 HRK

Transaction Impact: A difference of 4.82 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0077

0.0071

JanuMarcMayJulySeptNove

CDF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0074, compared to 0.0074 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0074

H2 Avg (Jul–Dec) 0.0074

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0006 HRK (High: 0.0075 / Low: 0.0069). On the other end, February was the most stable month, with a tight range of 0.0002 HRK (High: 0.0075 / Low: 0.0073).

January Spread (Volatile) ±0.0006

February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0076) against the same month in 2014 (average: 0.0060), the exchange rate shifted by +0.0016 (+26.98%).

2015 Avg (March) 0.0076

2014 Avg (March) 0.0060

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0075	0.0069	0.0071
February	0.0075	0.0073	0.0073
March	0.0078	0.0074	0.0076
April	0.0077	0.0073	0.0076
May	0.0075	0.0071	0.0073
June	0.0075	0.0072	0.0073
July	0.0076	0.0073	0.0074
August	0.0076	0.0071	0.0073
September	0.0074	0.0072	0.0073
October	0.0075	0.0072	0.0073
November	0.0078	0.0074	0.0076
December	0.0078	0.0075	0.0076