2026 CDF to HRK Historical Review

YEARLY HIGH

0.0030 HRK

YEARLY LOW

0.0027 HRK

YEARLY AVERAGE

0.0028 HRK

2026 CDF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CDF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0030. Conversely, the yearly low was recorded on January 27, dropping to 0.0027.

This high-to-low spread represents a total annual volatility of 0.0003 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0028 to the December average rate of 0.0029, the exchange rate registered a net change of 0.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0030 was down 1.39% compared to the 2025 peak of 0.0031, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 15 HRK

2025 Average 12 HRK

Yearly Trough Low 14 HRK

Transaction Impact: A difference of 1.39 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0029

0.0028

JanuMarcMayJuly

CDF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0028, compared to 0.0029 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0028

H2 Avg (Jul–Dec) 0.0029

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0003 HRK (High: 0.0030 / Low: 0.0027). On the other end, August was the most stable month, with a tight range of 0.0000 HRK (High: 0.0029 / Low: 0.0029).

January Spread (Volatile) ±0.0003

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.0028) against the same month in 2025 (average: 0.0025), the exchange rate shifted by +0.0003 (+11.93%).

2026 Avg (February) 0.0028

2025 Avg (February) 0.0025

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0030	0.0027	0.0028
February	0.0030	0.0028	0.0028
March	0.0030	0.0028	0.0029
April	0.0028	0.0028	0.0028
May	0.0029	0.0028	0.0028
June	0.0029	0.0028	0.0028
July	0.0029	0.0028	0.0029
August	0.0029	0.0029	0.0029