2019 CDF to HRK Historical Review

YEARLY HIGH

0.0041 HRK

YEARLY LOW

0.0039 HRK

YEARLY AVERAGE

0.0040 HRK

2019 CDF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the CDF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.0041. Conversely, the yearly low was recorded on January 9, dropping to 0.0039.

This high-to-low spread represents a total annual volatility of 0.0002 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0040 to the December average rate of 0.0040, the exchange rate registered a net change of 0.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0041 was up 0.36% compared to the 2018 peak of 0.0041, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 20 HRK

2018 Average 19 HRK

Yearly Trough Low 20 HRK

Transaction Impact: A difference of 0.94 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0041

0.0040

JanuMarcMayJulySeptNove

CDF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0040, compared to 0.0040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0040

H2 Avg (Jul–Dec) 0.0040

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0001 HRK (High: 0.0041 / Low: 0.0039). On the other end, November was the most stable month, with a tight range of 0.0000 HRK (High: 0.0041 / Low: 0.0040).

December Spread (Volatile) ±0.0001

November Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 0.0040) against the same month in 2018 (average: 0.0040), the exchange rate shifted by +0.0001 (+1.88%).

2019 Avg (October) 0.0040

2018 Avg (October) 0.0040

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0040	0.0039	0.0040
February	0.0040	0.0039	0.0040
March	0.0041	0.0040	0.0040
April	0.0041	0.0040	0.0040
May	0.0040	0.0040	0.0040
June	0.0040	0.0039	0.0040
July	0.0040	0.0039	0.0040
August	0.0041	0.0040	0.0040
September	0.0041	0.0040	0.0040
October	0.0041	0.0040	0.0040
November	0.0041	0.0040	0.0040
December	0.0041	0.0039	0.0040