2014 CDF to HRK Historical Review

YEARLY HIGH

0.0069 HRK

YEARLY LOW

0.0059 HRK

YEARLY AVERAGE

0.0062 HRK

2014 CDF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the CDF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0069. Conversely, the yearly low was recorded on May 7, dropping to 0.0059.

This high-to-low spread represents a total annual volatility of 0.0009 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0061 to the December average rate of 0.0067, the exchange rate registered a net change of 10.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0069 was up 6.15% compared to the 2013 peak of 0.0065, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 34 HRK

2013 Average 31 HRK

Yearly Trough Low 30 HRK

Transaction Impact: A difference of 4.68 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0068

0.0059

JanuMarcMayJulySeptNove

CDF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0060, compared to 0.0064 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0060

H2 Avg (Jul–Dec) 0.0064

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0003 HRK (High: 0.0065 / Low: 0.0063). On the other end, June was the most stable month, with a tight range of 0.0001 HRK (High: 0.0061 / Low: 0.0060).

September Spread (Volatile) ±0.0003

June Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0001 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0067) against the same month in 2013 (average: 0.0060), the exchange rate shifted by +0.0007 (+11.42%).

2014 Avg (December) 0.0067

2013 Avg (December) 0.0060

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0061	0.0060	0.0061
February	0.0061	0.0060	0.0061
March	0.0060	0.0060	0.0060
April	0.0060	0.0059	0.0060
May	0.0061	0.0059	0.0060
June	0.0061	0.0060	0.0060
July	0.0062	0.0060	0.0061
August	0.0063	0.0062	0.0062
September	0.0065	0.0063	0.0064
October	0.0066	0.0065	0.0065
November	0.0067	0.0066	0.0066
December	0.0069	0.0066	0.0067