2014 DJF to NZD Historical Review

YEARLY HIGH

0.0074 NZD

YEARLY LOW

0.0063 NZD

YEARLY AVERAGE

0.0068 NZD

2014 DJF to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the DJF to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 0.0074. Conversely, the yearly low was recorded on July 10, dropping to 0.0063.

This high-to-low spread represents a total annual volatility of 0.0010 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0068 to the December average rate of 0.0072, the exchange rate registered a net change of 6.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0074 was up 0.71% compared to the 2013 peak of 0.0073, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 37 NZD

2013 Average 34 NZD

Yearly Trough Low 32 NZD

Transaction Impact: A difference of 5.19 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0073

0.0064

JanuMarcMayJulySeptNove

DJF to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0066, compared to 0.0069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0066

H2 Avg (Jul–Dec) 0.0069

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0005 NZD (High: 0.0072 / Low: 0.0067). On the other end, August was the most stable month, with a tight range of 0.0002 NZD (High: 0.0067 / Low: 0.0066).

September Spread (Volatile) ±0.0005

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0072) against the same month in 2013 (average: 0.0068), the exchange rate shifted by +0.0004 (+5.79%).

2014 Avg (December) 0.0072

2013 Avg (December) 0.0068

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0069	0.0067	0.0068
February	0.0070	0.0067	0.0068
March	0.0067	0.0065	0.0066
April	0.0066	0.0064	0.0065
May	0.0066	0.0064	0.0065
June	0.0066	0.0064	0.0065
July	0.0066	0.0063	0.0064
August	0.0067	0.0066	0.0066
September	0.0072	0.0067	0.0069
October	0.0072	0.0070	0.0071
November	0.0073	0.0071	0.0072
December	0.0074	0.0071	0.0072